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Nintendo Network ID setup for my Minor kids.

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I am trying to set up a NNID for each of my kids but since they are minors it asks me for my credit card info.  I understand that it charges $0.50 to approve their account but are there any other charges?  also if I use my credit card to activate it will they have access to my credit card to make purchases?  If it is only the mere $0.50 then I would be fine with that but if they will have access to my card then it is a total deal breaker.  Also is there any way of setting up like a family account?  Any help would be greatly appreciated.  Thank you in advance.


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